FHA Cash-Out Refinance

FHA Cash-Out Refinancing allows homeowners to tap into their home equity,

providing funds for financial needs while improving flexibility and stability.

  • Defer 2 Mortgage payments

  • Paying down or eliminate debts

  • Close in as little as 3 Weeks

  • 80% LTV Cash Out Refinance

  • Min 580 Score FHA Cash Out

  • Get the cash you need

Answer a Few Quick Questions and Let’s See if You’re Eligible

No Credit Check Required!

Get Rates and Terms as of 04/25/2025

Do you currently have an FHA loan?

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How do you use this property?

What is your reason for cashing out?

How much cash are you trying to get?

Approximately how much do you currently owe on your mortgage?

(If you have a second mortgage or HELOC please combine the total amount you owe)

$

What is the address of the property?

*This will allow us to determine the estimated value of the property

How long have you had your current FHA mortgage?

What is your approximate credit score?

Have you declared bankruptcy in the past 2 years?

Full Name

Get Rates and Terms With No Credit Check Required!

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Email Address

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Enter Your Phone Number and You're All Done!

Complete This Final Step to Get Rates, terms & Calculate Payment

Cell Phone

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0%

  • Defer 2 Mortgage payments

  • Paying down or eliminating debts

  • Close in as little as 3 Weeks

  • 100% VA Cash Out Refinance

  • Min 500 Score VA Refinance
    for Veterans

  • Close in 30 days or less

FHA Cash-Out Refinance

An FHA Cash-Out Refinance allows homeowners to tap into their home equity and access cash for various financial needs while benefiting from the flexibility of an FHA-backed loan. This program is ideal for borrowers looking to consolidate high-interest debt, cover home improvements, or manage unexpected expenses. With more lenient credit requirements than conventional cash-out options, FHA Cash-Out Refinancing makes it easier for homeowners to qualify, even if their credit history isn’t perfect. Additionally, FHA loans typically offer competitive interest rates, helping borrowers secure affordable long-term financing.

America’s Short-Term Rental Property Financing

STEP 1

Apply Online or Call Directly

Find out how much home you can buy or discover how much you can save by refinancing.

STEP 2

Review What Options You Can Qualify For

Learn exactly how much you qualify for and what you would save by working with Ideal Lending LLC.

STEP 3

Get Loan Approval in 24 Hours

Get mortgage loan approval to move forward with your property.

About Us

We know how important and invasive the mortgage process can be. We appreciate that you’re considering entrusting us with one of the most important financial decisions of your life.

License

NMLS: 244666

Corp. NMLS: 2471779

NMLS Consumer Access Lookup Tool

Contact

Ideal Lending LLC
561-782-7211

[email protected]

5589 Okeechobee Blvd Suite 101 | West Palm Beach, FL 33417

© 2025 Ideal Lending LLC

Ideal Lending LLC, NMLS 2471779 is not affiliated with or acting on behalf of or at the direction of the Federal Housing Administration (FHA) or any government agency or government-sponsored entity and this offer is not being made by an agency of the government. Ideal Lending LLC is a Licensed Mortgage Lender Servicer, FL MLD2414; Ideal Lending LLC only lends in CO, CT, FL, GA, MA, TN, TX. Refer to www.nmlsconsumeraccess.org and input NMLS 2471779 to see where Ideal Lending LLC is licensed. Equal Opportunity Employer; Equal Opportunity Lender | This is not an offer for extension of credit or commitment to lend. All loans must satisfy underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. Certain restrictions may apply.