Qualify Based on bank statements only!
No W2's or Tax Returns Needed!
Interest Only Options Available!
Get up to 90% Financing
100% Gift Funds Allowed
Fixed Rate and Adjustable Rate Options
Qualify Based on bank statements only!
No W2's or Tax Returns Needed!
Interest Only Options Available!
Get up to 90% Financing
100% Gift Funds Allowed
Fixed Rate and Adjustable Rate Options
We offer bank statement home loans to self employed borrowers who may find if difficult qualifying using W2 and tax returns due to write-offs or fluctuations in pay.
With Bank Statement Loans, borrowers are qualified based upon their ability to repay using 24 month average of deposits. And, depending on the program, personal or business bank statements may be used.
Find out how much home you can buy or discover how much you can save by refinancing.
Learn exactly how much you qualify for and what you would save by working with Ideal Lending LLC.
Get mortgage loan approval to move forward with your property.
We know how important and invasive the mortgage process can be. We appreciate that you’re considering entrusting us with one of the most important financial decisions of your life.
Ideal Lending LLC
561-782-7211
5589 Okeechobee Blvd Suite 101 | West Palm Beach, FL 33417
© 2025 Ideal Lending LLC
Ideal Lending LLC, NMLS 2471779 is not affiliated with or acting on behalf of or at the direction of the Federal Housing Administration (FHA) or any government agency or government-sponsored entity and this offer is not being made by an agency of the government. Ideal Lending LLC is a Licensed Mortgage Lender Servicer, FL MLD2414; Ideal Lending LLC only lends in CO, CT, FL, GA, MA, TN, TX. Refer to www.nmlsconsumeraccess.org and input NMLS 2471779 to see where Ideal Lending LLC is licensed. Equal Opportunity Employer; Equal Opportunity Lender | This is not an offer for extension of credit or commitment to lend. All loans must satisfy underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. Certain restrictions may apply.