A mortgage pre-approval is a lender’s conditional commitment to provide you with a home loan up to a specified amount based on a thorough review of your financial situation. During the pre-approval process, the lender evaluates your credit score, income, employment history, and debt-to-income ratio to determine how much you qualify for.
Unlike a pre-qualification, which is a rough estimate, a pre-approval requires documentation and provides a more accurate picture of your buying power. Having a pre-approval in hand not only helps you set a realistic budget but also shows sellers that you are a serious buyer, giving you a competitive edge in the market.
Find out how much home you can buy or discover how much you can save by refinancing.
Learn exactly how much you qualify for and what you would save by working with Ideal Lending LLC.
Get mortgage loan approval to move forward with your property.
We know how important and invasive the mortgage process can be. We appreciate that you’re considering entrusting us with one of the most important financial decisions of your life.
Ideal Lending LLC
561-782-7211
5589 Okeechobee Blvd Suite 101 | West Palm Beach, FL 33417
© 2025 Ideal Lending LLC
Ideal Lending LLC, NMLS 2471779 is not affiliated with or acting on behalf of or at the direction of the Federal Housing Administration (FHA) or any government agency or government-sponsored entity and this offer is not being made by an agency of the government. Ideal Lending LLC is a Licensed Mortgage Lender Servicer, FL MLD2414; Ideal Lending LLC only lends in CO, CT, FL, GA, MA, TN, TX. Refer to www.nmlsconsumeraccess.org and input NMLS 2471779 to see where Ideal Lending LLC is licensed. Equal Opportunity Employer; Equal Opportunity Lender | This is not an offer for extension of credit or commitment to lend. All loans must satisfy underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. Certain restrictions may apply.