ACCEPTANCE OF TERMS

This website (the “Site”) is owned and operated by "Ideal Lending LLC” (“COMPANY,” “we” or “us”). By using the Site, you agree to be bound by these Terms of Service and to use the Site in accordance with these Terms of Service, our Privacy Policy and any additional terms and conditions that may apply to specific sections of the Site or to products and services available through the Site or from COMPANY. Accessing the Site, in any manner, whether automated or otherwise, constitutes use of the Site and your agreement to be bound by these Terms of Service. We reserve the right to change these Terms of Service or to impose new conditions on use of the Site, from time to time, in which case we will post the revised Terms of Service on this website. By continuing to use the Site after we post any such changes, you accept the Terms of Service, as modified.

DESCRIPTION OF SERVICES

Our website provides information about mortgage services and allows users to submit inquiries or requests for mortgage-related information or services ("Leads"). We do not provide mortgage services directly but may connect you with mortgage service providers or partners.

SMS SERVICES

1. Acceptance of Terms

By using the SMS services provided by Ideal Lending LLC (“COMPANY,” “we” or “us”), you agree to comply with and be bound by these Terms of Service. If you do not agree to these terms, please do not use the SMS services.

2. SMS Services

We provides SMS services for informational and communication purposes. You agree to receive text messages from us, which may include promotional content. Standard messaging and data rates may apply.

3. Opt-Out

You can opt-out of receiving SMS messages at any time by replying "STOP" to the received message. You may receive a confirmation message upon opting out. To rejoin, sign up as you did initially, and we will resume sending SMS messages to you.

4. Privacy

We respect your privacy. Personal information provided for SMS services will be handled in accordance with our Privacy Policy, which can be found linked at the bottom of this page.

5. Message Frequency

Message frequency may vary. By using our SMS services, you consent to the frequency of messages sent by us. As always, message and data rates may apply for messages sent to you from us and to us from you. For questions about your text plan or data plan, contact your wireless provider.

6. Service Availability

We reserve the right to modify, suspend, or terminate the SMS services at any time without notice. We are not responsible for any loss or inconvenience resulting from the unavailability of the service.

7. Issues

If you experience issues with the messaging program, reply with the keyword HELP for more assistance, or reach out directly to [email protected]. Carriers are not liable for delayed or undelivered messages.

8. Changes to Terms

We may update these Terms of Service from time to time. It is your responsibility to review these terms periodically for changes. Continued use of the SMS services after changes are made constitutes acceptance of the updated terms.

9. Contact Information

If you have any questions or concerns about these Terms of Service, please contact us at [email protected].

USER RESPONSIBILITY

You must provide accurate and complete information when submitting Leads. You must be of legal age and capacity to enter into contracts in your jurisdiction. You agree to use our website and services in compliance with all applicable laws and regulations.

PRIVACY

Our Privacy Policy governs the collection and use of personal information. By using our services, you consent to our collection, use, and sharing of your information as described in our Privacy Policy linked at the bottom of this page.

LEAD SUBMISSION

We do not guarantee the approval of any mortgage application. We may share your Leads with mortgage service providers or partners who may contact you. We are not responsible for the actions or services provided by third-party mortgage service providers.

INTELLECTUAL PROPERTY

All content and materials on our website are protected by copyright and other intellectual property laws. You may not reproduce, distribute, or use our content without our written permission.

DISCLAIMER OF WARRANTIES

We provide our services "as-is" and make no warranties, express or implied, regarding the accuracy, reliability, or availability of our website or services. We are not responsible for any errors, omissions, or interruptions in our services.

LIMITATION OF LIABILITY

To the extent permitted by law, we shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of our website or services.

TERMINATION

We reserve the right to terminate or suspend your access to our website and services at our discretion, without notice, if you violate these Terms of Service.

CHANGES TO TERMS

We may update these Terms of Service from time to time. Any changes will be posted on our website, and the effective date will be updated. Your continued use of our services after changes are posted constitutes acceptance of the updated terms.

GOVERNING LAW

These Terms of Service are governed by and construed in accordance with the laws of FL.

CONTACT US

If you have any questions or concerns about these Terms of Service, please contact us at [email protected].