Looking to tap into Your Home Equity?
We Have Fast, Simple, and Flexible Options.
ACCESS UP TO 90% OF YOUR HOME'S EQUITY—WITHOUT REFINANCING
Get Up to $500,000
Funding in as few as 5 days
No appraisal Options
Fixed Rate Options
Interest Only Options
No Need To Refinance
Want to know How Much You can Qualify?
Just Answers a Few Quick Questions Below:
Who is Eligible for a HELOC?
Eligibility Requirements:
640+ FICO, up to 85% CLTV
Eligible for primary, secondary and investment homes
Up to 50% DTI
$25,000 minimum line amount, initial draw must be 75% of line amount
Loan amounts up to $350,000
3- and 5-year draw periods
While the above is not a commitment to lend and is subject to change, it demonstrates the minimum criteria when you are ready to apply for a Home Equity Line of Credit.
What is a home equity line of credit (HELOC)?
A Home Equity Line of Credit (HELOC) is a powerful financial tool that allows you to tap into your home's equity.
Secured by your property, a HELOC provides a revolving credit line that you can use for significant expenses or to consolidate higher-interest debt, such as credit card balances.
The interest on a HELOC may be tax deductible, adding an extra layer of savings. Be sure to consult with your tax advisor to understand the current tax laws and how they apply to your situation.
STEP 1
Apply Online or Call Directly
Find out how much home you can buy or discover how much you can save by refinancing.
STEP 2
Review What Options You Can Qualify For
Learn exactly how much you qualify for and what you would save by working with Ideal Lending LLC.
STEP 3
Get Loan Approval in 24 Hours
Get mortgage loan approval to move forward with your property.
About Us
We know how important and invasive the mortgage process can be. We appreciate that you’re considering entrusting us with one of the most important financial decisions of your life.
License
Contact
Ideal Lending LLC
561-782-7211
5589 Okeechobee Blvd Suite 101 | West Palm Beach, FL 33417
© 2025 Ideal Lending LLC
Ideal Lending LLC, NMLS 2471779 is not affiliated with or acting on behalf of or at the direction of the Federal Housing Administration (FHA) or any government agency or government-sponsored entity and this offer is not being made by an agency of the government. Ideal Lending LLC is a Licensed Mortgage Lender Servicer, FL MLD2414; Ideal Lending LLC only lends in CO, CT, FL, GA, MA, TN, TX. Refer to www.nmlsconsumeraccess.org and input NMLS 2471779 to see where Ideal Lending LLC is licensed. Equal Opportunity Employer; Equal Opportunity Lender | This is not an offer for extension of credit or commitment to lend. All loans must satisfy underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. Certain restrictions may apply.
