Low Money Down FHA Loans. Save with Us!

We offer all of the FHA loan programs and more!


Answer a Few Quick Questions and Let’s See if You’re Eligible

No Credit Check Required!

Get Rates and Terms as of 04/25/2025

What type of property do you plan to purchase?

Do you currently own a home?

*

How many people live in your household?

Include yourself, spouse, children, other adults and senior dependents.

Do you (or a co-borrower or dependent household member) have a disability?

Are you or your spouse a veteran?

Are you or your spouse currently serving?

What is your branch of service?

Do you recieve VA disability over 10%?

Do you (or a co-borrower) work in any of these professions?

(Select all that apply)

What is your annual household income?

Include all income for all occupants over 18 years of age.

$

Where are you at in the purchase process?

What state will this property be located in?

*

What is the City, County or Zip Codes You Plan on Purchasing a Property in?

What is the purchase price range of the properties you are looking to buy?

(Approximation is fine)

What is the purchase price of the new property?

(Approximation is fine)

What is the address of the property?

*This will allow us to determine the estimated value of the property

What is your approximate credit score?

Have you declared bankruptcy in the past 2 years?

Full Name

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FHA Home Loans

Home buyers who are looking for an affordable alternative to conventional mortgage financing may discover FHA loans to be the best option for their needs and budget.

With a small down payment requirement, reasonable rates and lenient credit requirements, FHA loans are a popular choice among first time home buyers, buyers with less-than-perfect credit histories, and repeat buyers on a budget.

FHA loans may not be the best choice for everyone, but we believe our FHA loan program could be well-suited to a variety of borrowers. Connect with us today to learn more about this program.

America’s Short-Term Rental Property Financing

STEP 1

Apply Online or Call Directly

Find out how much home you can buy or discover how much you can save by refinancing.

STEP 2

Review What Options You Can Qualify For

Learn exactly how much you qualify for and what you would save by working with Ideal Lending LLC.

STEP 3

Get Loan Approval in 24 Hours

Get mortgage loan approval to move forward with your property.

About Us

We know how important and invasive the mortgage process can be. We appreciate that you’re considering entrusting us with one of the most important financial decisions of your life.

License

NMLS: 244666

Corp. NMLS: 2471779

NMLS Consumer Access Lookup Tool

Contact

Ideal Lending LLC
561-782-7211

[email protected]

5589 Okeechobee Blvd Suite 101 | West Palm Beach, FL 33417

© 2025 Ideal Lending LLC

Ideal Lending LLC, NMLS 2471779 is not affiliated with or acting on behalf of or at the direction of the Federal Housing Administration (FHA) or any government agency or government-sponsored entity and this offer is not being made by an agency of the government. Ideal Lending LLC is a Licensed Mortgage Lender Servicer, FL MLD2414; Ideal Lending LLC only lends in CO, CT, FL, GA, MA, TN, TX. Refer to www.nmlsconsumeraccess.org and input NMLS 2471779 to see where Ideal Lending LLC is licensed. Equal Opportunity Employer; Equal Opportunity Lender | This is not an offer for extension of credit or commitment to lend. All loans must satisfy underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. Certain restrictions may apply.